Personal injury lawyer Steve Rastin believes that it is time Ontario abandons its two-and-a-half decade experiment with no-fault auto insurance, and admit that it was a failure.
He agrees with the finding of the David Marshall report that the Ontario auto insurance is one of the least effective in the country, with drivers paying in excess of 50% more than the national average.
Mr. Rastin suggested reverting to the system most widely used, where the person at fault is sued for a fair amount of benefits including 100 per cent of the victim's lost income, instead of 70 per cent. Then the victim can get a pain and suffering award without having to worry about a deductible.
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