Motor Vehicle Accident Claims

When you, or a loved one, have been injured in a car accident, there are two possible sources from which you can potentially recover compensation.
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Accident Benefits

Accident Benefits are provided to you by your own auto insurance policy. These benefits are available to you regardless of who is at fault in a car accident. Such benefits commonly include:
  • a minimum level of compensation for income loss
  • payment of necessary medical and rehabilitation expenses.

Accident Benefits for Pedestrians and Cyclists

If you were injured as a pedestrian or cyclist hit by a car, you will still be entitled to accident benefits. You should consult with a lawyer to determine who should be paying for your accident benefits. The benefits are available even if you are hit by an uninsured driver, or by an unidentified driver who flees the scene of an accident.

Tort Claims

The second source of compensation from a car accident is known as a Tort claim. The word "tort" comes from the French word for wrong. In a tort claim, you sue the at-fault driver (and any other at-fault parties) responsible for your injuries. So, if you are the victim of a car accident as a result of someone else's negligence or partial negligence, you may be entitled to sue for damages against the wrongdoer. The insurance company of the at-fault party will then respond to the tort component of your claim. Suing in tort will allow you to:
  • recover most of your financial or economic loss from a car accident.
  • receive damages for pain and suffering if your injuries meet a certain level of impairment.
If you have suffered injuries as a result of any type of vehicle accident, you should consult with a lawyer to determine your rights. This includes injuries from snowmobile and ATV accidents, as well as motorcycles or any other motorized type vehicle.